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- Think about a co-signer if you have a restricted credit history.
Keep in mind, getting pre-approved for a loan can give you an idea of how much you can borrow and what interest rate you qualify for. This can help you negotiate the best possible terms with lenders.
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Stay aware that getting pre-approved for a loan can give you a more favorable bargaining position when negotiating the price of your used car.
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- Explore different car models and their associated costs. Remember to factor in insurance, maintenance, and fuel expenses.
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